Insurance companies will often go out of their way to avoid helping an injured victim pay their claims. Insurance companies are like any other business: they want to make money. And they’re not going to make money by paying claims.
If you have suffered a serious injury or if a family member has been killed because of the negligence of another party, you can expect to hear from the insurance company that wrote the liability policy for the person who was the cause of the serious injury or wrongful death.
In order to try and catch you off guard, insurance adjusters will usually contact you immediately and will try to move fast before you have contacted a lawyer to represent you and before you have had a medical professional thoroughly examine you to figure out how extensive your injuries are.
Insurance adjusters will usually come across as trying to be helpful and expressing concern about your well-being, but in truth, they do not actually want to help you. They are working in the best interest of the company that pays their salary.
There are 10 common strategies that an insurance company will use in order to deny or diminish your case: